What are the advantages of acquiring a home in plans, construction or immediate delivery?

One of the investments most important for a person, couple or family is to have the own house. Therefore, we must analyze all the factors that will help us make a good decision so as not to be in debt for life.

First you must know when you want to move and then be clear about how much money you have. Both factors, time and budget influence when choosing the status of the project. For example, the difference between the price of a property in plans, under construction, or in immediate delivery, varies between 10% to 15% of the average ticket.

Within the framework of Expo Properati Lima Moderna, the portal to find a home shares the main advantages of buying in plans, construction or immediate delivery.

Housing in plans

On the subject of prices, acquiring a house in plans, can mean a saving of up to 30% of the final price, since, as the property is built, the price will increase. Likewise, you can access a series of special discounts on the first installment, bonuses of up to s /. 10,000, among others. As for the delivery time, it varies according to the real estate company; the average varies between 1 to 2 years. The districts with the highest demand for flat housing, according to the number of searches on the portal, are: Santiago de Surco (19%), San Miguel (17%), Magdalena del Mar (16%), Miraflores (12%) and Jesus Maria (8%).

Housing under construction

Buying a home under construction means savings of up to 15%. Other benefits of this modality are: personalizing the home, especially in the decorative finishes and equipment; choosing in advance the floor of the apartment, among other details. The delivery time is shorter compared to the plans (since the pre-sale stage is over), and can vary between 6 months to 1 year on average, depending on the real estate company. Currently, the areas where homes under construction are most in demand are: Surquillo (20%), Lince (18%), San Miguel (11%), Pueblo Libre (9%) and Jesús María (9%).

Housing in premiere or immediate delivery

If you are looking to buy for immediate rent or for a quick move, the new home will be the ideal option, since the property is finished and ready to be inhabited. This is important since you avoid possible setbacks in the delivery of the property, a risk that people who buy by plans or under construction usually take. In addition, you can access special clearance prices (if they are the last departments), and you will observe the final result in terms of design and infrastructure. According to the number of searches that Properati receives, the districts where homes for immediate delivery are most demanded are: Surquillo (35%), Miraflores (22%), Magdalena del Mar (22%), Pueblo Libre (10%) and Jesus Maria (6%).

Get advice about it

Consulting and receiving the opinion of an expert in the sector will allow you to find the best possible home. Companies like Properati provide personalized real estate advice totally free. The advisors are in charge of profiling and selecting the housing projects that best suit the needs of the more than 120 real estate projects offered in Peru. During the process, the advisor follows up on the procedures and paperwork, and accompanies the client until the signing of the deeds of their new home.

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